Tag Archives: medicine

How To Fight Colds, Flu & Allergies

17 Jan

ImageCold and Flu season is upon us with a vengeance, but what if I told you there were safe, effective, and inexpensive natural ways to reduce colds, flu & allergies? Think it’s too good to be true? Think again! These methods have been used all over the world for generations, long before the FDA even existed, and are guaranteed lobbyist and Madison Avenue free!

Even if you don’t have medical issues, prescription and over-the-counter medications can have many unwanted side effects, these natural methods are gentler and far more effective since they not only address the symptoms but strengthen the body’s natural defenses. Always check your doctor before using any method, even if it’s natural. I’m going to tell you about my top 3 ways to detoxify the body and boost your immune system and have included links for more details, including the recipes and demonstration videos depending on what interests you. These methods are also helpful in treating numerous physical and mental ailments. They are also handy if you are engaged in a weight-loss, smoking session, or alcohol & drug rehab program, since it is all about detoxification. Follow directions exactly for each or not only will you ruin the results, but it may cause harm or at least discomfort. Substitutions & shortcuts may seem tempting, but don’t do it.

  1. Neti Pot. This will give you instant relief. I call it “the nose enema”, but before you get all squeamish, think about how many times you blow you nose in public, carry around snotty tissues, use nasal spray, hocker, or heaven forbid…pick your nose. Now that is what I call disgusting, not washing out your sinuses in the privacy of your home bathroom. It works by washing mucus and debris out of your nasal passages, including viruses, germs & allergens. It also soothes dry passages that cause nosebleeds and reduces swelling and irritation. Cool huh? Best of all, it’s safe for pregnant women & those with medical conditions, such as high blood pressure, unlike over the counter and prescription drugs. For a complete list of respiratory conditions it helps, click this link. Just a few words of advice: use the pot that looks like a ceramic genie lamp, not the plastic kind; clean and sterilize after each use; use the recipe with baking soda; follow directions exactly, using the exact ingredients & temperature; practice makes perfect, but not too often. Click this link for the demo video.
  2. Liver & gall bladder cleanse. This is best to use right after you have recovered to remove toxins form germs, viruses and medications. Face it, we are full of poop which plasters our intestinal walls, preventing the good stuff from getting absorbed & the bad stuff from getting dumped. Our livers and gall bladders are overworked dealing with not only the environmental toxins beyond our control, but those we ingest willingly, like processed foods and prescription medications. This cleanse addresses both issues. I’m not going to lie to you, it’s not fun, but you will feel fantastic afterward. Not only will you feel great and have more energy, but you will notice other things, like the dark circle and bags under your eyes will practically disappear. Click this link for a full list of health benefits.I set aside a weekend to do this, since you will need to stay close to a toilet. Just a few tips: follow the directions and don’t cut corners or substitute ingredients; cut down or stop caffeine & nicotine a few days before so you will sleep better; sleep on your back only & not flat; make sure none of your containers contain metal; use a straw to drink all mixtures and put it at the back of your tongue so you can’t taste anything. Here’s a link to the recipes and step-by-step directions. And while I have never passed stones as such, I have passed lots of these pre-stones that look like day-glo green peas. Cool huh?
  3. Massotherapy. This is the kind you find at a clinic, not in the back of a free local entertainment newspaper. This method works by moving toxins out of your tissues via the lymphatic system. If you have ever had a muscle cramp which eased when you rubbed it, you understand what happens when toxins build up. As your muscles relax your sinuses will drain like crazy too, so be prepared. Massotherapy can be expensive and is not often covered by insurance, so to save money I go to my local massotherapy school. Just a few tips: drink plenty of water afterward and pee to get rid of the toxins and prevent a nasty headache; Epsom salt bath afterward can also pull toxins out through the skin; avoid cold temperatures and physical exertion afterward to allow the body to heal. Here’s a link to the health benefits and conditions detox massotherapy addresses.

Here’s some links to some other detox methods I like to use, along with a surprising list of the physical and mental conditions they help, including autism. It helps to have a variety of methods available depending on your individual needs and situation.

So unless you have someone to wait on your hand and foot when you get sick, you crave the attention, and don’t care about the cost to your wallet and liver; try these methods and I think you will be shocked at how good you feel and wonder why you didn’t do this sooner.

Good news readers, you can now follow me on Facebook! Simply visit Real Penny Wise and click LIKE. Be sure to SHARE with your friends too.

Avoid Surprise Costs on Generic Drugs

26 Jun

Most people do not realize that the same generic drug is not the same price at every pharmacy. Why? Every pharmacy negotiates its own prices with the supplier; so what may cost $5 at one pharmacy, may be $30 at another.

Prices can even differ greatly between different dosages of the same drug at the same pharmacy. It is not unheard of for the doctor to cut your dosage in half, yet your bill is now double! Why? Because pharmacies can get a better price on a more popular dosage since it is a volume discount.

If your insurance offers free generic drugs, especially if you are on Medicare, you don’t have to worry about it, right? Wrong! A pharmacy may charge a cash customer $5 for a specific drug, while it charges and insurance company $50. For your “free” medication, you just got marched toward the “donut hole” 10x faster than if you would have just paid the five bucks! With careful planning, you may be able to reduce or avoid the “donut hole” altogether (but I’ll save that for another post).

So, what do you do about it? Negotiate! With any negotiation, remember the 3Ps: Pleasant, Patient & Prepared. You are not entitled to a discount, so you want to make it easy for them to accommodate you.


  1. Call around and check the internet for the CASH price of your prescription of LOCAL pharmacies.
  2. Ask if the price is different for a different dosage.
  3. Gather needed data: Drug name, dosage and quantity. Competing pharmacy’s name, address, phone number, price quote you got over the phone or print out of price on their website


  1. Present your evidence to the pharmacist and ask if they are willing to “price match”  the CASH PRICE to the competing pharmacy.
  2. If not, inform (don’t threaten) that you would like to keep them, but may need to change due to financial limitations. If that doesn’t work, transfer your prescription to the new pharmacy. Many pharmacies offer a bonus for switching.
  3. If the dosage is the problem, ask if they will price match to the other dosage or ask your doctor to rewrite the prescription for the new dosage with different instructions, such as cutting the pill in half or taking 2 pills instead of one.

Always get the 90 day supply, since it is almost always cheaper. Take advantage of store reward programs whenever possible.

My favorite? Giant Eagle Pharmacy! They always price match (I usually use Costco as my example) and I get store rewards toward grocery and gasoline discounts!

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